mReferral Mortgage Calculator App: Your Guide to Property and Mortgage Needs

The mReferral Mortgage Calculator App empowers users with comprehensive tools to navigate their property and mortgage journeys. Offering a suite of calculators, it enables users to:

• Calculate mortgage expenses, including monthly payments, interest charges, and stamp duty
• Determine affordable property prices based on loan and LTV ratios
• Estimate cash-out amounts and adjust monthly payments with refinancing options

The app's mortgage application feature streamlines the process, allowing users to compare P-loan plans with competitive interest rates and apply directly through the app. Additionally, users can access property valuation services from Bank of China (Hong Kong).

Key Features:

1. Mortgage Calculator: Input mortgage details to estimate payments, interest, and stamp duty for first and second mortgages.
2. Refinance Calculator: Calculate cash-out amounts and revised monthly payments based on existing and new mortgage plans, including early settlement options.
3. Affordability Calculator: Determine affordable property prices, income requirements, and stress test criteria based on mortgage amount and LTV ratio.
4. Mortgage Application: Apply for mortgages directly through partnering banks via the app's API.
5. Property Valuation: Obtain up-to-date property valuations from Bank of China (Hong Kong) by providing the address.
6. P-Loan Application: Compare P-loan plans with low interest rates and apply instantly. Loan amounts range up to $3 million with flexible repayment periods from 3 months to 10 years, and APRs from -99% to 8%.

Note: mReferral serves as a referral service, connecting users with partnering banks and financial institutions. Mortgage and P-loan products are provided by these institutions, and any offers, fees, or terms are subject to their respective policies. Users should carefully review the T&C section of the app for specific details on P-loan applications.