SmartCash

SmartCash is a mobile application that provides the convenience, security, and accessibility of cash or online cash loans. Users can enhance their creditworthiness and lower interest rates through timely loan repayments and task completion.

Eligibility

Individuals aged 18 and above, who are Ghanaian citizens with a stable income source, are eligible to use SmartCash.

Convenience

With SmartCash, users can access loans anytime, anywhere using their mobile devices. The 100% online process eliminates the hassle of physical visits and paperwork.

Security

All transactions on the SmartCash platform are encrypted with 256-bit SSL encryption, ensuring the privacy and security of customer data. The application guarantees that data will not be shared with third parties.

Credit Building

SmartCash users can build their credit line and reduce interest rates by making timely loan repayments. Additionally, completing tasks within the application can further enhance credit limits.

Loan Options

SmartCash offers loan amounts ranging from GHS1,000 to GHS50,000, with loan terms from 91 days to 360 days. Interest rates vary from 10% to 25% per annum, with a maximum annual interest rate (APR) of 25%. Service charges are 0%, providing a cost-effective loan solution.

Application Process

Applying for a SmartCash loan is simple and efficient. Users can sign up, provide basic details, and submit their loan application. The approval process is quick, enabling users to receive funds promptly.